// SYSTEM.PORTALS.MUTUALS

Modernize your legacy without disrupting your members.

Mutuals possess deep community trust but struggle with outdated member portals and slow underwriting cycles. Stere provides state-of-the-art digital interfaces (Broker and Client Portals) and automated workflows, bringing mutuals into the modern era while safely feeding data back to legacy mainframes.

SOC II TYPE II ISO 27001:202299.99% UPTIME SLA

Member Portal

Active
Auto Policy — $1,200/yrVIEW →
Home Policy — $840/yrVIEW →
Umbrella — $320/yrVIEW →

// THE CHALLENGE

Legacy systems shouldn't hold back member experience

Siloed Systems

Policy, claims, and billing live on different platforms with no unified member view — creating friction at every touchpoint.

Manual Processes

Paper-based workflows, manual data entry, and phone-only service channels slow everything down and increase error rates.

Vendor Lock-in

Expensive proprietary systems with rigid contracts and limited customization make it nearly impossible to innovate.

// OUR APPROACH

Wrap, Don't Replace

Stere sits on top of your existing systems as a modern API layer — no rip-and-replace required. Your legacy investment stays intact while your members get a 21st-century experience.

  • Self-service member portal
  • Digital claims filing (FNOL)
  • Online policy management
  • Automated billing & payments
  • Real-time member communications

Before

Policy

Claims

Billing

CRM

Comms

5 disconnected systems

After

1 Unified API Layer

Powered by Stere

Policy

Claims

Billing

CRM

Comms

// MEMBER IMPACT

Better outcomes for members and staff

0%

Reduction in call center volume

0 min

Average digital claims filing time

0%

Member satisfaction score

0%

Reduction in manual processing

// SECURITY & TRUST

Enterprise-grade security, built for regulated industries

Your members trust you with their most sensitive data. Stere is built from the ground up with data sovereignty, on-prem deployment options, and full regulatory compliance — so that trust is never compromised.

SOC II Type II

Independently audited controls for security, availability, and confidentiality.

ISO 27001

Certified information security management across all operations.

Your data stays yours

On-prem or private cloud deployment — your policyholder data never leaves your environment.

Modernize your mutual — without the risk

See how Stere can wrap your existing systems in a modern API layer — keeping your team productive and your members delighted.