STERE

// THE STERE PLATFORM

The Velocity Engine for
Modern Insurance

One platform. Full insurance lifecycle. Engineered for speed, compliance, and scale.

Request a demo

// API-FIRST ARCHITECTURE

Built API-first. From the ground up.

capacity_allocate.ts
POST /v1/capacity/allocate
Authorization: Bearer sk_live_*************
Content-Type: application/json

{
  "product": "commercial_gl_v3",
  "coverage_limit": 5000000,
  "currency": "USD",
  "market": "US",
  "carrier_preferences": ["allianz", "aig"],
  "effective_date": "2026-04-01"
}

// Response: 200 OK · 34ms
{
  "allocation_id": "alloc_9GHr3mP2wQ",
  "status": "CONFIRMED",
  "carrier": "Allianz SE",
  "capacity": 5000000,
  "premium_indication": 18500.00
}|

MGA Portal

Quote submission via browser or API

Stere Engine

Risk scoring, rating & capacity allocation

Carrier API

Bound policy returned in <100ms

Explore Platform Documentation →
SOC II TYPE 2·ISO 27001·OPERATIONAL AND MONITORING·AES-256 ENCRYPTION·ZERO-TRUST ARCH

// RAPID.PRODUCT.BUILDER

Rapid Product Builder

Launch in weeks, not years. Intuitive low-code architecture to design and configure complex products instantly, with rate, quote, bind, issue, billing and full lifecycle events.

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RAPID.PRODUCT.BUILDER

// API.SUITE

Native, Comprehensive API Suite

Future-proof your infrastructure from day one. Our platform comes natively equipped with universally compatible API endpoints for the entire insurance lifecycle—no custom development or separate build projects required.

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API.SUITE

// AI.UNDERWRITING

UW Workbench & AI-Underwriting

Automate the noise. Free your experts to underwrite. Apply all underwriting and rating rules, perform data enrichment before even an underwriter sees the submission. Deploy agentic AI for instant submission intake and risk triage.

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IF

Submission received via API

AND

Risk score < threshold

THEN

Auto-bind policy <100ms

ELSE

Route to UW workbench

// LEGACY.COEXISTENCE

Legacy Co-existence

Innovate on the edge. Deploy modern microservices while feeding data back to your secure system of record in real-time. Either establish a connection to the data API or ensure data is fed through any format you prefer.

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LEGACY.COEXISTENCE

// DISTRIBUTION

Scalable Multi-Channel Growth

Build once, distribute anywhere. Stop building single-use integrations and start scaling premium. Seamlessly deploy a single product across brokers, wholesalers, digital platforms, and embedded channels.

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BROKERPORTALSAPI AGGECOSYSTEMSEMBEDDEDAPPSAIINTERFACESPROP.PORTALSSTEREAPI HUB

// SECURITY

Enterprise-Grade Security & Trust

Innovate with absolute confidence. Built from the ground up on enterprise-grade infrastructure, Stere is fully certified with SOCII and ISO 27001. Mitigate cybersecurity risks and partner securely.

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SECURITY

// CAPABILITIES

Built for scale.
Tuned for insurance.

Rapid Product Builder

Launch in weeks, not years. Intuitive low-code architecture for complex insurance product configuration — no engineering resources required.

Comprehensive API Suite

Build once, distribute anywhere. Connect to brokers, aggregators, and embedded ecosystems via a single, universal REST or GraphQL API.

AI Underwriting Workbench

Agentic AI for instant submission intake and risk triage. Free your expert underwriters from noise — let machines handle the volume.

Legacy Co-existence

Deploy modern microservices while feeding data back to your secure Guidewire or Duck Creek system of record in real-time.

Embedded Distribution

Headless APIs purpose-built for embedded insurance. Deploy frictionless protection into any checkout, app, or workflow in days.

Enterprise Security

SOCll Type II and ISO 27001:2022 certified. Built to satisfy the world's strictest compliance and risk management teams.

SOC II TYPE II ISO 27001:202299.99% UPTIME SLA