// THE STERE PLATFORM

The Velocity Engine for
Modern Insurance

One platform. Full insurance lifecycle. Engineered for speed, compliance, and scale.

// High-Performance Data APIs

API-First Architecture

Our modular and scalable architecture is built for developers. The Stere Engine acts as a central orchestration layer, seamlessly connecting Carrier APIs with MGA Portals to enable real-time capacity management and data visualization.

capacity_allocate.ts
POST /v1/capacity/allocate
Authorization: Bearer sk_live_*************
Content-Type: application/json

{
  "product": "commercial_gl_v3",
  "coverage_limit": 5000000,
  "currency": "USD",
  "market": "US",
  "carrier_preferences": ["allianz", "aig"],
  "effective_date": "2026-04-01"
}

// Response: 200 OK · 34ms
{
  "allocation_id": "alloc_9GHr3mP2wQ",
  "status": "CONFIRMED",
  "carrier": "Allianz SE",
  "capacity": 5000000,
  "premium_indication": 18500.00
}|
API-First Architecture Flow
SOC II TYPE 2·ISO 27001·OPERATIONAL AND MONITORING·AES-256 ENCRYPTION·ZERO-TRUST ARCH

// RAPID.PRODUCT.BUILDER

Rapid Product Builder

Launch in weeks, not years. Intuitive low-code architecture to design and configure complex products instantly, with rate, quote, bind, issue, billing and full lifecycle events.

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Rapid Product Builder

// API.SUITE

Native, Comprehensive API Suite

Future-proof your infrastructure from day one. Our platform comes natively equipped with universally compatible API endpoints for the entire insurance lifecycle—no custom development or separate build projects required.

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Native, Comprehensive API Suite

// AI.UNDERWRITING

UW Workbench & AI-Underwriting

Automate the noise. Free your experts to underwrite. Apply all underwriting and rating rules, perform data enrichment before even an underwriter sees the submission. Deploy agentic AI for instant submission intake and risk triage.

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AI Underwriting & Insights

// LEGACY.COEXISTENCE

Bypass the Rip-and-Replace Trap

Innovate on the edge. Deploy modern microservices while feeding data back to your secure system of record in real-time. Either establish a connection to the data API or ensure data is fed through any format you prefer.

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Bypass the Rip and Replace

// DISTRIBUTION

Scalable Multi-Channel Growth

Build once, distribute anywhere. Stop building single-use integrations and start scaling premium. Seamlessly deploy a single product across brokers, wholesalers, digital platforms, and embedded channels.

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Distribution Platform Capabilities

// SECURITY

Enterprise-Grade Security & Trust

Innovate with absolute confidence. Built from the ground up on enterprise-grade infrastructure, Stere is fully certified with SOCII and ISO 27001. Mitigate cybersecurity risks and partner securely.

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Security & Trust: SOC2 and ISO 27001 Certified

// CAPABILITIES

Built for scale.
Tuned for insurance.

Rapid Product Builder

Launch in weeks, not years. Intuitive low-code architecture for complex insurance product configuration — no engineering resources required.

Comprehensive API Suite

Build once, distribute anywhere. Connect to brokers, aggregators, and embedded ecosystems via a single, universal REST or GraphQL API.

AI Underwriting Workbench

Agentic AI for instant submission intake and risk triage. Free your expert underwriters from noise — let machines handle the volume.

Bypass the Rip-and-Replace Trap

Deploy modern microservices while feeding data back to your secure Guidewire or Duck Creek system of record in real-time.

Embedded Distribution

Headless APIs purpose-built for embedded insurance. Deploy frictionless protection into any checkout, app, or workflow in days.

Enterprise Security

SOCll Type II and ISO 27001:2022 certified. Built to satisfy the world's strictest compliance and risk management teams.

SOC II TYPE II ISO 27001:202299.99% UPTIME SLA

Ready to accelerate your insurance roadmap?

From rapid product launches to AI-driven underwriting, Stere provides the infrastructure you need to scale.