// SYSTEM.SAAS.MGAS

The Turnkey SaaS Core for Ambitious MGAs.

Startups and fast-growing MGAs buy utility and speed. You do not want a multi-million dollar legacy implementation. Stere runs your entire insurance business out of the box — from automated AI submission intake to policy admin, billing, and multi-channel distribution.

Don't let technology bottlenecks throttle your Gross Written Premium. Launch today.

STERE_CORE_v2.4.1LIVE

MODULES

AI_SUBMISSION
POLICY_ADMIN
DISTRIBUTION
BILLING
REPORTING
COMPLIANCE

RISK_SCORE

0.84

API_LATENCY

12ms

UPTIME

99.99%

GWP_FEED · LIVE

$428.5M

GROSS CAPACITY FEED

SUBMISSION_INTAKE
78%
POLICY_BIND_RATE
92%
DISTRIBUTION_REACH
65%

// SYSTEM.MODULES

What's Included

Everything you need to run an MGA — integrated, API-first, and ready on day one.

AI Submission

Automate intake, scrub data, and triage submissions in real-time. Built-in OCR and machine learning for document extraction.

Policy Administration

Full lifecycle management from quote to bind to renewal. Built-in rating engine and product configuration.

Distribution API

White-label quote and bind APIs for brokers, comparison sites, and embedded partners.

Billing & Payments

Flexible billing schedules, payment processing, and commission management. Automated reconciliation.

Bordereaux & Reporting

Automated bordereaux generation for capacity providers. Real-time dashboards and scheduled reports.

Compliance Engine

State filing tracking, surplus lines tax automation, and regulatory reporting.

// SYSTEM.TIMELINE

Launch Timeline

From signed contract to first bound policy — here's how it works.

01
WEEK 1–2

Product Configuration

Define coverages, rating algorithms, and complex underwriting rules in the low-code builder.

02
WEEK 3–4

System Integration

Connect seamlessly to capacity providers, payment processors, and data enrichment services.

03
WEEK 5–6

UAT & Go-Live

User acceptance testing, stringent regulatory sign-off, and final production deployment.

Most MGAs go from signed contract to first policy in under 6 weeks.

// SYSTEM.PERFORMANCE

Unmatched speed for unrivaled velocity.

Live Data
0 weeks

Avg. time to first policy

Accelerated product launch for fast-movers.

Live Data
$0M+

GWP on platform

Massive scale across specialty and E&S lines.

Live Data
0 startups

MGAs launched lately

A thriving ecosystem of modern MGA innovators.

Live Data
0x faster

Velocity vs. Legacy

Dramatically shortening the product iteration cycle.

We evaluated building our own stack for 8 months before finding Stere. We launched our first product in 5 weeks.

Founder & CEO

Specialty Lines MGA

The efficiency gains in our submission-to-bind workflow have been transformational. AI Submission alone reduced our manual scrub time by over 90%.

COO

Rapid-Growth E&S MGA

Stere is the only middleware that truly understands the complexity of MGA-Carrier bordereaux. It feels built with our operations in mind.

Chief Underwriting Officer

Global Multi-Line MGA

API-first was non-negotiable for our embedded distribution strategy. Stere delivered the most robust distribution API in the market.

CTO

Modern Insurtech MGA

Launch your MGA on modern infrastructure

Stop waiting on legacy vendors. Get your products to market in weeks.